How to I buy land for an orchard?

Within the next decade I hope to own and operate my own orchard. How does someone who doesn't have a million dollars in his pocket go about purchasing land? Starting an orchard requires at least 5-7 years before the trees are mature enough to produce sufficient yield and before I can make a profit. Do banks allow a 5-10 year grace period? If the farm goes bad, would I go to jail for not being able pay the bank? Is it worth the risk?